Regular Payments

Recurring transfers,
at a fixed rate.

Overseas mortgages, pension income, school fees, and bills arrive every month, but the exchange rate doesn't. Aetas Global fixes your recurring transfer rate so your budget holds, month after month.

A regular transfer turns a one-off currency decision into a recurring cost. When you pay an overseas mortgage, transfer a pension, or fund living costs abroad every month, the exchange rate on each payment quietly determines your real monthly budget.

High-street banks apply a 2–4% margin to every single transfer, a cost that compounds across the year. Aetas Global fixes your rate with a recurring transfer plan, so the foreign currency amount you receive stays the same each month regardless of market moves.

Common Uses

What people pay
every month.

Regular transfers cover the ongoing costs of a life lived across borders, from an overseas mortgage to a pension drawn in Sterling and spent in Euros.

Overseas mortgages

Monthly mortgage repayments on a property abroad, paid in the local currency at a fixed, competitive rate.

Pension income

Convert a UK pension to your new local currency each month, protecting your retirement budget from rate swings.

School fees

Tuition instalments paid on term dates, locked at a rate that holds across the academic year.

Bills & upkeep

Utilities, taxes, and property maintenance funded by predictable, scheduled transfers.

Rate Protection

Fix your rate,
fix your budget.

The core problem with regular transfers is volatility: a 3% move in your currency pair changes your monthly budget with no warning. Over a year, those monthly swings add up to a meaningful cost.

A recurring transfer plan fixes a pre-agreed rate for each scheduled payment, so the foreign currency amount you receive is identical every month. You stop watching the rate and start budgeting with certainty.

Predictable payments

The same foreign currency amount lands every month, regardless of market moves.

Institutional rates

Up to 4% better than the bank margin applied to each monthly transfer.

Automatic execution

Transfers run on schedule, no need to check the rate or initiate manually each month.

The Difference

Aetas Global vs.
Your Bank.

Rate Margin

Aetas Global

Narrow institutional spread, up to 4% better

Your Bank

2–4% margin on every single monthly transfer

Rate Certainty

Aetas Global

Fixed rate for every scheduled payment

Your Bank

Rate floats with the market each month

Transfer Fees

Aetas Global

No hidden fees on recurring transfers

Your Bank

£15–£40 per transfer, multiplied every month

Setup

Aetas Global

One setup, then automatic execution

Your Bank

Manual initiation each month

Annual Saving

Aetas Global

Compounds across 12 months at institutional rates

Your Bank

Bank margin compounds the wrong way, against you

Comparison based on typical high-street bank retail FX pricing vs. Aetas Global institutional rates. Actual savings vary by currency pair and transfer amount.

Frequently Asked Questions


FX questions, answered.

Regular transfers are scheduled, recurring conversions of a set amount on a fixed cadence, weekly, monthly, or quarterly. They are ideal for overseas mortgage payments, pension income, school fees, and ongoing living costs.

Get Started

Set up your
regular transfers.

Tell us the amount, currency pair, and cadence, and a specialist will set up your recurring transfer plan at a fixed, institutional rate. No obligation, no hidden fees.

Regular Transfer Enquiry

Request a Quote

From Currency

To Currency

base44
Edit with Base44