Buying Property Abroad
The exchange rate at completion decides the true Sterling cost of your overseas property. Aetas Global locks in institutional rates ahead of your notary date, so your budget holds, and your bank doesn't take thousands in hidden spread.
Why Use a Specialist
When you buy a property abroad, the price is set in a foreign currency, but you pay in Pounds. The exchange rate on completion day is the single biggest variable in your total Sterling cost, yet most buyers leave it to their bank and its 2–4% retail markup.
On a €300,000 property, that hidden spread can cost you several thousand Pounds, far more than any transfer fee. A forward contract removes the uncertainty entirely by fixing the rate the moment your offer is accepted.
Up to 4% better than retail bank spreads on every overseas property transfer.
Forward contracts fix your rate for up to 24 months so your budget holds to completion.
Transfers timed to notary, escrow, and settlement dates so completion stays on track.
Country Guides
GBP to EUR • Rate-locked completions
From Costa del Sol villas to Madrid apartments, the GBP/EUR rate at your Spanish notary completion decides the true Sterling cost of your purchase.
GBP to EUR • Rate-locked completions
From Dordogne farmhouses to Paris apartments, a French purchase turns on the notaire completion date, and the GBP/EUR rate that day fixes your true cost in Pounds.
GBP to EUR • Rate-locked completions
From Algarve villas to Lisbon apartments, a Portuguese purchase hinges on the GBP/EUR rate at completion.
GBP to AUD • Rate-locked completions
Buying a home or investment property Down Under? The volatile, commodity-linked GBP/AUD rate can move your Sterling cost by tens of thousands.
GBP to USD • Rate-locked completions
From Florida condos to New York apartments, a US property closing turns on the GBP/USD (Cable) rate that day.
GBP to EUR • Rate-locked completions
From Tuscan farmhouses to Lake Como villas, an Italian purchase involves staged notary payments, each exposed to GBP/EUR.
Frequently Asked Questions
Why use a specialist when buying property abroad?
High-street banks add a 2–4% margin to every transfer. On a €300,000 property that is several thousand Pounds of hidden cost. A specialist like Aetas Global provides institutional rates and a forward contract to fix the rate ahead of completion.
What is a forward contract?
A forward contract lets you lock today's exchange rate for a transfer up to 24 months in the future, so the Sterling cost of your property is fixed between offer and completion, regardless of how the market moves.
When should I lock in the rate?
As soon as your offer is accepted and you know the completion date. Locking the rate early protects your budget from adverse moves during the weeks or months between offer and completion.
Can I set up regular transfers for a mortgage or bills abroad?
Yes. We set up recurring transfers at a pre-agreed rate to cover overseas mortgage payments, taxes, utilities, and living costs.